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Trusted Loan Mediator for Government & Private Employees — Bihar

Sahi Loan, Sahi Waqt Par.

Government employees, private company staff, ya apna business chalane wale — sabke liye home, business, personal ya vehicle loan mein hum madad karte hain. Main khud aapke ghar ya dukan aakar documents collect karta hoon, aur agar koi paperwork issue hai to usse bhi theek karwata hoon. Darbhanga sahit poore Bihar mein service available.

9.9%* Interest starting
Doorstep visit & pickup
Sarkari + Private dono ke liye

Check your loan eligibility

Fill 4 details — humari team 24 hours mein call karegi.

By submitting, you agree to be contacted by our team on call/WhatsApp regarding your loan enquiry.

9.9%*

Interest Rate Starting

50+

Families Helped

24–48 hrs

Response Time

100%

Doorstep Service

Sabke Liye Loan

Government Employees, Private Employees & Businesses — Sabki Madad

Chahe aap sarkari naukri mein ho, kisi registered private company mein kaam karte ho, ya apna business chalate ho — LoanKendra.in aapke liye sahi loan dhundhta hai.

Government Employees

Central/State Government staff, teachers, Railways, Defence & Police, PSU employees — kam interest rate aur fast approval ke saath personal, home aur vehicle loan.

Private / Registered Company Employees

Kisi bhi registered private company, corporate office, bank, ya agency mein kaam karne wale employees ke liye salary-based personal & home loan — with proper salary slip & company ID verification.

Business Owners & Self-Employed

Shop, restaurant, retail, trading ya professional practice — business expansion, new outlet, ya working capital ke liye business loan.

Ab Darbhanga ke alawa in shehron mein bhi service available:

Darbhanga Patna Muzaffarpur Bhagalpur Gaya Purnia Begusarai Katihar Munger Chhapra Saharsa Madhubani Samastipur Motihari Siwan Arrah Bettiah Sasaram

Apna shehar list mein nahi dikh raha? Call ya WhatsApp karein — hum poore Bihar mein service expand kar rahe hain.

Why LoanKendra.in?

Interest Rate Starting 9.9%*

Lowest slab available across our partner banks & NBFCs, based on eligibility.

I Personally Visit You

Ghar ho ya dukaan — main khud aakar documents collect karta hoon.

Document Issue? Sorted.

Missing ya galat paperwork ho to hum usse sahi karwane mein madad karte hain.

Government + Private, Both Welcome

Sarkari naukri ho ya registered private company — dono ke liye alag-alag bank options match karte hain.

No Hidden Charges

Fees aur charges pehle hi clearly bata dete hain — koi surprise nahi.

Fast Processing

Quick document pickup aur follow-up se approval mein deri nahi hoti.

Not just an app — a person you can call

How LoanKendra Works

Bade shehar ki digital apps ke bajaye, hum aapke ghar aur dukaan tak khud pahunchte hain.

1

Share Your Details

Call, WhatsApp, ya website form se apni loan requirement batayein — 2 minute ka kaam.

2

I Visit You Personally

Main khud aapke ghar ya shop par aakar documents collect karta hoon — koi branch jaane ki zarurat nahi.

3

We Fix & Match

Document issues resolve karke, aapki profile ke hisaab se sahi bank ya NBFC choose karte hain.

4

Approved & Disbursed

Bank approval milte hi paisa seedha aapke account mein — poori process mein hum saath rehte hain.

Loans We Help You Access

Home Loan

New home purchase, construction, ya extension ke liye.

Business Loan

Shop, restaurant ya business expand karne ke liye working capital.

Personal Loan

Shaadi, medical, ya kisi bhi zaroorat ke liye bina collateral — Government & Private employees dono ke liye.

Vehicle Loan

Bike, car ya commercial vehicle ke liye instant financing.

Loan EMI Calculator

Apni EMI abhi calculate karein — amount aur tenure set karein, result turant dekhein (Starting 9.9% p.a.).

Min ₹50K – Max ₹50L
₹50K ₹25 Lakh ₹50 Lakh
1 to 6 Years

Interest Rate 9.9% p.a.

*Indicative only. Calculated on monthly reducing balance method. Final interest rate depends on lending bank/NBFC's policy and credit profile — usually lowest for Government employees.

Standard Reducing Rate

Estimated Monthly EMI

₹13,830

Principal Amount ₹3,00,000
Principal: 90.4% Interest: 9.6%
Total Interest ₹31,920
Total Amount Payable ₹3,31,920
Apply for This Loan

Calculated at 9.9% p.a. reducing rate. Final rate depends on lender.

Our Customers

Real people, real loans, real trust — Government employees, private employees aur business owners sabka bharosa.

Owner, Santosh Restro

Santosh Restro

Business Loan

Santosh Restro ne apna teesra (3rd) outlet kholne ke liye business loan lena tha. LoanKendra ne ghar aakar sab documentation kiya aur sahi bank match kiya — bina bhaag-daud kiye naya outlet shuru ho gaya.

VS

Vidyanand Sarma

Home Loan · Government Teacher

"Home loan ke documents mein kuch issue tha jo mahino se atka hua tha. Government teacher hone ke bawajood paperwork mushkil ho raha tha — LoanKendra team ne wo bhi theek karwa diya."

Deepak

Deepak

Business Loan · Anmol Agency & Clear Water Distributor

"Anmol company agency aur Clear Water supply business ke liye jaldi loan chahiye tha, best rate mile aur process bahut smooth raha."

Access loans from India's leading Banks & NBFCs

HDFC Bank ICICI Bank Axis Bank State Bank of India Bajaj Finserv Kotak Mahindra Bank Tata Capital Muthoot Finance HDFC Bank ICICI Bank Axis Bank State Bank of India Bajaj Finserv Kotak Mahindra Bank Tata Capital Muthoot Finance

*Indicative list of banks & NBFCs we help customers access. Final loan approval & interest rate is solely at the discretion of the respective bank/NBFC, subject to their policy and your eligibility.

Meet the Person Behind LoanKendra.in

Govind Kumar — Founder, LoanKendra.in

Govind Kumar

Founder & Owner, LoanKendra.in

Govind Kumar poore Darbhanga aur Bihar mein Government employees, private company staff, aur business owners ko sahi loan dilwane ke liye kaam karte hain. Har customer ke ghar ya dukaan khud jaakar documents collect karna aur paperwork issues solve karna — yehi LoanKendra ka poora tareeka hai.

+91 74809 80842

Usma, Thalwara, Darbhanga, Bihar — 846002

Get Directions on Google Maps
LoanKendra.in office at Usma, Thalwara, Darbhanga

Our office — Usma, Thalwara, Darbhanga, Bihar 846002

Apply Now

Neeche form bharein — humari team 24 hours ke andar aapko call karegi aur agle steps discuss karegi. Aap chahein to seedha call ya WhatsApp bhi kar sakte hain.

+91 74809 80842 Chat on WhatsApp

Usma, Thalwara, Darbhanga, Bihar — 846002

LoanKendra.in is a loan referral & assistance service. We are not a bank/NBFC and do not disburse loans ourselves; we help you connect with, and prepare your application for, our partner banks & NBFCs.

Frequently Asked Questions

Is LoanKendra.in a bank or an NBFC?

No. We are a loan referral & mediation service — we help you apply to the right bank/NBFC and assist with paperwork. The loan is sanctioned and disbursed by the bank or NBFC directly, as per their own eligibility and policy.

Do you help Government employees get loans?

Yes — Central/State Government employees, teachers, Railways, Defence & Police, and PSU staff often get the lowest interest rates from our partner banks. We handle salary slip, ID, and service-record paperwork for you.

I work at a private company — can I still apply?

Absolutely. Employees of any registered private company are eligible for personal, home, and vehicle loans — we just need your salary slips, bank statements, and company ID/appointment letter.

What documents do I need?

Usually ID proof (Aadhaar/PAN), address proof, income proof (salary slips or business/ITR records), and bank statements. Exact list depends on loan type — we'll confirm the full checklist during your doorstep visit.

How does the home/shop visit work?

Once you submit the form, we call to fix a convenient time and visit you at home or your shop to collect documents, help fill forms, and explain the process — no branch visits needed on your part.

Is my information safe with LoanKendra.in?

Yes. Your details are used only to process your loan enquiry with our partner banks/NBFCs and are not shared for any other purpose.

Which areas do you serve?

Our office is in Usma, Thalwara, Darbhanga (846002), and we serve Darbhanga plus Patna, Muzaffarpur, Bhagalpur, Gaya, Purnia, Begusarai, Katihar, Munger, Chhapra, Saharsa, Madhubani, Samastipur, Motihari, Siwan, Arrah, Bettiah, Sasaram and other cities across Bihar. Call us to confirm doorstep service for your exact location.

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